Deep Dives

The fundamental difference between an insurance scheme and a public health fund lies in their scope and structure of benefits. An insurance scheme is designed to provide specific, limited coverage based on the contributions of its members. Conversely, a public health fund operates on a broader scale, aiming to provide universal health services without necessarily tying benefits to individual contributions. THE CORE PROBLEM: UNLIMITED COVERAGE Globally, insurance schemes are built on a delicate balance between contributions and payouts. For NHIMA, contributions are primarily sourced from formal sector employees and their employers, supplemented by voluntary contributors. However, the absence of defined limits on benefits has disrupted this balance. Members and their dependents can acc...

Chipangali Constituency, Zambia - In a move that has been hailed as a major break-through in the country's education sector, the introduction of free education has transformed the lives of thousands of students in Chipangali constituency. Chipangali Constituency has undergone significant transformations in its education sector, thanks to the tireless efforts of Andrew Z Lubusha. Lubusha, the Chipangali lawmaker, has been instrumental in championing this initiative, ensuring inclusivity and equity, particularly for the girl-child, whose enrollment numbers have notably increased. Historically, girls faced significant challenges in accessing education, but Lubusha's efforts have bridged this gap, ensuring that both boys and girls benefit equally. "It's essential that we ensure not on...